Notification of an accident
The notification of an accident is filled out in strict accordance with the procedure established by law on forms specially designed for this purpose. This document will subsequently be the basis for insurance payments, so there are clear and strict requirements for its completion.
If they are violated or filled out with inaccuracies, additions after signing and other violations, the insurance company has grounds for refusing to pay for the insured event. That is why you should find out in advance how exactly the notification of an accident is filled out.
And also, in case of an accident, have with you a form issued by the insurer.
The insurance company is notified of an accident in the event of an accident. Regardless of the number of participants, circumstances, the driver’s intentions to receive monetary compensation from insurance, etc., it is worth notifying the insurance company about the fact of the accident in the prescribed form.
A special procedure has been developed for this. The company that issued the policy issues the driver a special form for notification of an accident under compulsory motor liability insurance. It is filled out in strict accordance with all significant circumstances. The registration rules are publicly available in all competent organizations; you just need to understand them.
Instructions for filling out a notification of an accident are presented on the back of the form issued by the insurance company when applying for compulsory motor liability insurance. It can also be downloaded below.
Sample of filling out a notification of an accident
To ensure that you receive payments from the insurance company, carefully study the accident notice. A sample form can be seen below. The following important points should be noted when registering:
- Use a ballpoint pen (a form filled out in pencil can be easily corrected. It is also not recommended to use gel and ink pens to avoid smudging and smudges when wet. See a sample of filling out a notification of an accident under MTPL);
- Write so that the second copy remains legible (the rules on how to fill out a notification of an accident for the insurance company indicate that the 1st and 2nd copies have the same legal force);
- Fill up any remaining empty spaces with dashes (see example of a completed accident report) to prevent any possibility of adding to the document without your knowledge.
- Before signing and disconnecting the forms, check them carefully (the MTPL road accident notice is not allowed to be supplemented or changed after signing).
Notification of an accident - sample filling
Please note that the front side is drawn up jointly, and the back side is completed by each participant in the accident independently (each of the participants in the accident enters information from the vehicle title into the paragraphs regarding vehicle data).
One form is used, which is issued by the insurer. If none of the drivers have ready-made forms, then you can download the notification of the accident. If done correctly, it is not necessary to use letterhead.
Nuances of document preparation
There are certain rules under which accident data can be recorded independently (Euro protocol), namely:
- There are only 2 participants in the accident;
- The damage is caused exclusively to property;
- Both drivers have compulsory motor liability insurance (see sample of filling out a notification of an accident under compulsory motor liability insurance);
- There are no disagreements between the participants.
In all other cases, traffic police officers are called to the scene of the accident and will independently fill out all the required papers.
Instructions and a sample form will help you fill out the accident report correctly.
If you carefully studied the sample notification of an accident under compulsory motor liability insurance, you noticed that both drivers must sign the forms (their own and the copy of the second participant). They also sign official papers, which remain with the employees of the competent authorities, if they took part in the registration.
If one of the participants in the collision refuses to sign, then the second fills out the form independently (you can download the notification of an accident form if necessary), indicating the reason for the lack of signature of the other. In the event of a fatal accident (death of the driver), this fact is also recorded in the protocol.
conclusions
It is worth remembering that a notification of an accident is an official document, so you should approach its completion with all responsibility.
Be sure to indicate all visible damage to the vehicle (internal damage that is not noticeable can then be recorded by experts). Any damage not specified may subsequently be considered not related to the accident.
When describing the circumstances, indicate all relevant factors. The diagram must clearly show all participants in the accident.
Video: Filling out an accident report
Source: https://avtoedet.ru/izveshhenie-o-dtp/
How to fill out a notification of an accident for the insurance company: example, sample and form?
If you are involved in an accident, then in order to receive compulsory motor liability insurance payment from your insurance company, you must fill out a notification about the accident.
The form of this document consists of two sides. If you don't know how to fill out an accident report correctly, there are certain rules you should follow to get insurance without going to court or paying extra attorney fees.
Rules for filling out an accident notification for insurance
This saves a lot of time. But if a conflict arises between the drivers of the damaged cars, then it is imperative to call the traffic police so that no mistakes or disputes arise later.
Also, serious types of offenses that lead to an accident must be investigated by the police so that the offender receives the full punishment.
Therefore, if you are a participant in an accident with serious consequences, it is also better to call the state traffic police service.
An example of filling out the document yourself is presented below, both the front and back sides.
The front side of the notice is filled out together with all participants in the accident, but the back side is filled out individually. In this case, each form is signed separately after dividing the document into two parts. Corrections after this are strictly unacceptable.
Front side of the document
The rules for filling out a notification about an accident are always the same, regardless of whether there are injured citizens or not, and what kind of damage was caused to the vehicles. In this case, the notification must be filled out by both the culprit of the accident and the driver injured in it.
Let's look at how to fill out a notification of an accident for the insurance company from the front side, point by point, what needs to be included and what not.
- Point No. 1 : Enter the exact address of the accident site. If the accident occurred within the city, then you need to enter the name of the city, streets, house numbers or names of intersections. If the accident happened outside the city limits, for example, on a highway, then you must enter its name, kilometer number and directions of movement.
- Point No. 2 : Enter the exact date and down to the minute the time when the traffic accident occurred.
- Point No. 3 : The number of vehicles that received damage of any kind, including scratches from shrapnel, is entered in the rectangular column.
- Point No. 4 : In two columns you need to enter the number of wounded citizens and dead. If there are none, put the number “0” in both rectangles.
- Point No. 5 : If the notice is filled out by a traffic police inspector, then this column indicates whether an examination was carried out for the presence of drugs or alcohol in the blood or not.
- Point No. 6 : In this column you need to enter whether material damage was caused to other vehicles, for example, motorcycles or bicycles. This also includes if damage was caused to buildings or other property, for example, a fence or pole.
- Point No. 7 : Enter information about all witnesses. First name, last name, patronymic, address and telephone number of each person. Witnesses include passers-by, drivers of other vehicles, or your passengers.
- Item No. 8 : To be completed by a traffic police inspector. This line contains the badge of the traffic police officer filling out the form. Also in this column, check “Yes” if the notification was filled out with a traffic police officer, and “No” if this procedure was carried out without him. Next, all columns are filled in by each driver individually. On the left is data about vehicle “A”, on the right about vehicle “B”. The designation of cars will be useful when describing the diagram of a traffic accident in paragraph 17.
- Column 9 : All data about each car, which can be found in the STS and PTS of cars. You must indicate the make, model, VIN, state registration plate and STS number.
- Column 10 : All data about vehicle owners is entered into it. Including first name, last name, patronymic, actual registration address.
- Column 11 : All data about vehicle drivers is entered into it. Including date of birth, actual registration address, cell phone number, driver's license number and license category, as well as data on the power of attorney for the vehicle.
- Column 12 : All information about the insurance policy must be entered in it. Including the name of the insurer's company, the insurance policy number, until what date it is valid and data whether the car is insured against damage under the CASCO promotion or not.
- Column 13 : The figure marks the location of the impact on the vehicle. Here you should not mark damaged parts, but only those that were hit during an accident. You need to mark it with an arrow.
- Column 14 : It is important to describe in it the exact and brief characteristics of all damage to the car, its parts, and body elements. Please note that you should write concisely, since the column is not endless and you need to fit all the necessary information into a few lines. At the same time, remember that it is this column that will give information to experts about what to examine in order to make a decision on payments to the owner of the vehicle.
In points 15, 16 and 17, all data on the accident is individually indicated. These items are not filled out individually, but in agreement with the inspector, witnesses and each driver. In order to understand how to correctly fill out these fields, you should pay attention to the sample presented above.
Then each form is signed by both participants in the traffic accident - the drivers of the vehicles, as well as the traffic police inspector, if one was present when filling out the documentation. It is also important for each driver to fill out an accident notification form on the back side.
Filling the reverse side
This part of the document contains important information and details about the accident that occurred. In this case, each participant in an accident fills out all the points only on his own notification form.
Here is an example of how to fill out the back side:
In total, the reverse side contains seven points that each motorist must fill out individually:
- A vehicle is selected whose driver fills out the back side of the notice;
- This describes all the circumstances under which a traffic accident occurred. It is the actions of the driver who fills out this side of the form that are recorded.
- Who drove the car, owner or not;
- Information about other vehicles involved in the accident, if any;
- Information about the damaged property and its owner, if any;
- Can the car drive under its own power after an accident, and if not, then its actual location is indicated;
- Notes about the DVR and captured video files, if any.
Next, the date is filled in and signed by the person who filled out this part of the document. Notifications of road accidents under compulsory motor liability insurance are submitted after completion to the office of the insurance company. The insurer will review it within two weeks and, if necessary, contact the drivers at the phone numbers indicated in the form.
Video Instructions for filling out documents
Source: https://pdd-helper.ru/kak-pravilno-zapolnyaetsya-izveshhenie-o-dtp-dlya-strahovoj-bez-sotrudnikov-gibdd/
How to fill out a notification of an accident - sample, on the back side
In the event of an accident, both parties are required to independently fill out a notice that would fully reflect the essence of the traffic accident, the vehicles involved and information about the owner or driver of the car.
Such a document is filled out both in the event of a minor collision of cars with each other, and in the event of a major accident, when the intervention of State Traffic Inspectorate employees is required.
Every driver must know not only what such a form looks like, but also how to fill it out correctly, what it is needed for, and where the already completed version should be submitted.
What is it and why is it necessary?
Relatively recently, all road accidents in Russia are documented in accordance with the accepted rules for drawing up the Europrotocol, according to which a document such as the “Notification of an Accident” must be filled out by drivers in any case, no matter how serious the incident.
This is written in the Federal Law “On Compulsory Motor Liability Insurance”, in paragraph 7 of Art. 11. The document must be completed in accordance with the procedure provided for in Art. 11.1 of the Federal Law “On Compulsory Motor Liability Insurance” or clause 41.1 of the generally accepted Rules of Compulsory Motor Liability Insurance.
In addition, if information about the incident is reflected in the notice is distorted or incomplete, then insurers will have every right to refuse to make appropriate payments under the policy.
Therefore, they cannot be drawn by hand or printed through a computer word processor program, where they were compiled in any form.
They are necessarily issued by the insurer at the moment when the insurance company, along with the MTPL or CASCO policy, also gives the client a set of forms in case of a possible accident.
There should be two sets of these and they include a notification form and general instructions attached to it for correct completion.
The thing is that the document is an Appendix to Order No. 155 of the Ministry of Internal Affairs of Russia, issued on April 1, 2001. Today, its form has not changed radically, and therefore it is still widely used in practice.
Therefore, for violation of this regulation in the event of an accident, police officers may receive a fine of 1,000 rubles.
Moreover, even in cases where participants in an accident do without calling traffic cops, which is allowed by the Traffic Regulations (Road Rules), which allows issuing a notification without the participation of traffic police inspectors (clause 2.6.1 of the Traffic Regulations).
Why is it necessary to draw up such a document yourself in case of an accident? And why can they even impose a fine for failure to fulfill obligations by the driver in cases provided for by traffic rules and violations of these Rules? Why?
Yes, everything is very simple, if as a result of the accident some damage was caused to the other party through your fault, then you will need to compensate for it.
And since you are not ready to compensate, then the OSAGO insurance policy should help you with this, but in order to progressively, according to the insurance contract, make it clear to the insurer that an insured event has occurred, and it is time for him to fulfill his obligations to pay you insurance premiums, you need to present it to the insurance company properly completed notification of an accident.
Only then will insurance be able to cover all damage that was caused directly to your passengers or to the other party to the accident.
Where is it served?
On the back of the form, in the very bottom line, an important detail is written in small print. This is a phrase that indicates when and where such a document should be submitted. The note reads: “to be completed and submitted within five (5) business days to the insurer.”
You can also find it at the insurer’s stand or ask an insurance company employee for a sample of filling out a notification of an accident under the European Protocol immediately upon purchasing a policy.
All participants in the accident must fill out the notification in all its points, cells and lines. Then sign it with your own hand and personally hand it over to the insurer within five working days.
Each party must submit a notice to their insurer, from whom they previously purchased an MTPL or CASCO policy.
In addition, almost any accident, at least at a minimum, will entail compensation for certain losses - not car repairs, but moral damage to the injured party, etc.
To do this, as an appendix to the notice when submitting it to the insurer, you will also need to write a statement requesting compensation for all those losses that entail emergency consequences.
It is these documents that will serve as the basis for the insurance company to accept your case as an insured risk and begin calculating payments.
Sample form
You should also pay attention to the fact that if there were two participants in the accident and one notice was used, then the original and copy are separated and transferred to both parties - it does not matter to whom, which one.
The form is a double self-copier, and therefore one copy (original) is given to the insurer after completion, and the second (copy) remains with the owner of the insurance policy.
In total, the set that the policy owner or driver who has a policy where his name and surname are entered has several attributes:
- cover of the notification form;
- the notification form itself is self-copying;
- reverse side of the notification form;
- the second copy form is exactly the same, only when filling it out, an imprint of a copy of the primary form is left on it;
- instructions that reveal all the nuances of correctly filling out the notice items on the form.
First, the document contains a “header”, which is standardly filled out in the same way, by each participant on their own form. Then there are two columns where all the necessary data is entered for vehicle “A” and vehicle “B”.
In the middle between these two columns, those general circumstances that were inherent in this accident are indicated point by point.
You need to pay attention to the fact that the accident diagram is approximately the same and coincides with the completed diagram on the forms of other participants.
Here it is important to maintain the identity of the information, which is also entered into the sample form on the reverse side, where the circumstances of the accident are described, and the data of those cars that were also participants in the accident are entered.
How to fill out an accident report correctly
Before you start filling out the form, you must take into account the following simple nuances:
- filling is done only with a ballpoint pen, and not with a simple pencil;
- should be written in large block letters;
- make sure that the form is not torn, not dirty, not wrinkled and corresponds to the latest edition (Appendix to the order of the Ministry of Internal Affairs of the Russian Federation No. 155 of 04/01/2011);
- there is no difference in what information is written about which participant, in which column - in “A” or “B”;
- if the information intended for column 7 is too voluminous, describe it on the back with a link to the column in which the entry does not fit;
- do not confuse in the diagram what exactly to draw there - the place of the primary impact should be depicted by hand with all the details of the area of the accident;
- do not forget to show at the end of each column how many cells you have marked;
- paragraphs 4, 5, which belong to the reverse side of the form, do not need to be filled out according to the terms of the European Protocol;
- the document must end with the date of preparation and the signatures of the drivers involved in the incident;
- Before separating the original from the copy, the document must be checked for errors.
Whatever insurance company the notice is intended for, in any case, its sample and how to fill it out correctly must be carefully studied by the participant in the accident.
For example, one of the options can be found on the insurer's website. Thus, Rosgosstrakh offers a sample of filling out a notification of an accident not only on its portal, but also attaches it to the instructions at the time of issuing an insurance policy to the client.
Step-by-step instructions for filling out such a document may be as follows:
- The following are indicated on the front by one of the drivers:
- location of the emergency event;
- date and time of the incident;
- information about the participants in the accident;
- information about insurers;
- nature of damage to machine elements and parts;
- and other information according to the questions to be answered on the form.
- The diagram of the accident in paragraph 17, as well as the second column, can be filled out by the same driver, or maybe a second one - everything is mutually agreed upon.
- Each participant in the accident must also fill out the reverse side independently. Here are the following:
- details of the circumstances of the case;
- the necessary information about the vehicle is marked;
- who was driving the car at the time of the accident;
- as well as data on other vehicles, if any were involved in the accident;
- in additional information you need to check the box where you need to answer the question whether the car can move or not;
- also note whether the car is equipped with video recording systems for the circumstances of the accident or not.
- Another participant in the accident can also fill out the back side; you just need to agree on this point.
If, nevertheless, the notice on the reverse side is filled out by another driver, then the vehicle must also indicate it on the form of the same side in paragraph 1. Just put ticks or crosses in the required boxes.
Questions when filling out
Of the main questions that drivers may have when filling out or generally regarding the function of the notice itself, these are some common misunderstandings due to ignorance of legal regulations regarding notices, as well as due to ignorance of the procedure for filling out the document.
It is worth highlighting a number of relevant topics that drivers can raise in relation to this document in the event that an accident occurs:
- The relationship of the notification to establishing the fault of the accident. This document has nothing to do with the final determination of the guilty party in an accident, because it is filled out by all participants in the incident.
- Involvement of traffic police inspectors in the registration of a road accident. The notice must be completed by drivers regardless of whether the traffic cop is present or not, whether he has filled out his documents or not.
- Should I fill out a notification when one car collides with immovable objects? To this question, traffic police officers and insurers answer: “No.” The notice should be filled out only when there are no more than two participants in the accident.
- What to do if there are several participants in the accident? All these drivers must also fill out their notifications, and on the back of the form they will simply indicate additional participants in the accident.
- What to do when the other driver does not want to sign the notice? Then you simply fill out everything yourself, and also indicate all the details of his car, but at the same time, you will need to enlist the support of witnesses, whose brief testimony should be written in column 7. The refusal of the second driver to sign the notice should not affect insurance payments.
- If you do not have a form for such a document, then simply use the one that the second participant in the accident has. However, for the future, let it be better for you to always have 2 pieces. such a kit.
In any case, no matter how many participants in the accident there are, the notice is filled out only if there are two parties to the accident, and not one.
Those situations when there are collisions with a pole, fence, building, collisions with curbs or barriers and other precedents - all of them are registered with the insurer not through a notice, but through filing a regular application for compensation for damage, and even then in case such risks according to the contract they are insured.
You should always study documents carefully before using them. So, before filling out the notification form, it is simply necessary for every car owner or driver to know how to fill it out correctly.
Video: Fill out a notification about an accident and issue a compulsory motor liability insurance without the traffic police
Source: http://provodim24.ru/kak-zapolnjat-izveshhenie-o-dtp.html
Sample of a completed notification of an accident under MTPL
The number of cars on Russian roads increases every year, and along with it the number of accidents increases. For this reason, the Europrotocol or notification after an accident has recently become increasingly in demand. At the same time, few people now know how to correctly draw up this document and where to even get a blank form?
A notification of an accident is a special document intended to be filled out independently by the participants in the accident in order to formalize the incident according to the law. Thanks to the European protocol, there is no need to call the traffic police, with the exception of some specific situations in which there are victims of an accident.
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What kind of notice is this?
We will still look at the procedure for filling out a notification of an accident, but first, let’s figure out what kind of document this is? It is intended to be filled out at the scene of the incident. The finished form consists of a front part and a back part, each of which is filled out accordingly.
It is necessary to fill out the document in case of self-registration of an accident or even when calling traffic cops, regardless of the severity of the mechanical damage. Insurance companies have strict requirements for the rules for filling out the document. There should be no blots or errors in it, otherwise the insurance company may refuse compensation - this is legal.
The notice is a strict reporting document with an individual number, therefore it is drawn up on a special form. Other options for reporting an accident are unacceptable.
For example, if you print out a random form yourself or put everything on A4 sheet manually, representatives of the insurance company will not accept this. You can obtain the original form by applying for an MTPL or CASCO insurance policy.
We suggest looking at the photo to understand what this sheet generally looks like:
If the European protocol is filled out incorrectly, the driver will be fined 1,000 rubles. This rule applies to situations where drivers do not call inspectors to the scene of an accident.
The notice is required to receive insurance benefits under the insurance policy. Insurers are first convinced of the actual occurrence of an insured event provided for by insurance standards.
The risk of deception by car owners is quite high, so the document must be drawn up strictly in accordance with all norms and rules - every motorist in our country needs to know about them.
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Filling the front part
Example of filling out the front part
We begin to fill out the notification of an accident from the outside, which consists of ten columns. Some simply check boxes, while others provide specific information. Let's look at everything point by point:
- Scene of the incident.
- Date of the accident.
- Number of vehicles damaged in the accident.
- Number of injured or killed.
- Confirmation or refutation of the medical examination being carried out.
- Material damage caused.
- Information about witnesses.
- Information about the registration by the traffic police officer (whether the inspector was called or not).
Next, the sheet is divided into two parts, each of which corresponds to one of the participants in the accident.
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Information about vehicles and owners
Look at the example of filling out a notification of an accident under compulsory motor liability insurance, which was posted above, to roughly understand what to enter where. Each driver in this part of the notice must fill out information about his car and himself:
- Make, model and other information about the car. All this is indicated in the technical passport for the vehicle.
- Full name and address where you live. You must provide information about the driver who was driving at the time of the accident. In addition to your full name and address, the year of birth, contact phone number, and driver's license number are indicated.
- Information about insurance companies. In this column you need to indicate the name of the insurance company with the details of the insurance policy (number with expiration date). If the car is insured under CASCO, in the column “Vehicle is insured against damage” you need to tick “yes”. If you have compulsory motor liability insurance, check the “no” box.
- Next, a diagram of the accident is drawn and the damage caused to the vehicles is described.
- The line with the location of the primary impact indicates which part of the car the first impact occurred in (indicated by an arrow).
- In the paragraph with visible damage, describe the details and nature of the damage (dent, scratch, crack). To obtain compensation for invisible damage, additional independent expertise is required.
- When drawing a diagram of an accident, indicate the names of the streets, the directions in which the cars were moving, and their location at the time of the collision. Be sure to draw road markings, signs and traffic lights. If possible, measure and draw the drag mark.
Please note that if there are contradictions between the drivers’ information, the data from paragraph 16, which lists the circumstances of the incident, will be taken into account.
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Circumstances of the accident
Notice after an accident rear side
Separately, we should talk about the item with the circumstances of the accident. It displays the vehicle maneuver and lists a list of possible maneuvers. A check mark is placed in the appropriate place. It is imperative to fill out a column indicating the number of marked cells, which prevents misunderstandings when assessing the circumstances of the accident.
At the bottom of the front side of the notice there are fields for comments. They fill in data that was not indicated in the column with the circumstances of the accident. The paragraph is supplemented with the signatures of both participants in the accident - this is necessary to confirm the above information.
If an accident is registered without calling the traffic police, you also need to sign paragraph 18 of the European protocol. The signatures will confirm the absence of disagreements between the parties to the accident.
It is important to have signatures on both front sheets of notices, that is, drivers must sign each other’s forms.
It doesn’t matter who has the original and who gets a copy - both documents have equal legal force.
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Filling the back of the sheet
On the reverse side of the European protocol, information about the accident and the vehicles involved is entered. Each driver fills out this side independently according to a specific algorithm:
- A car is selected, after which a brief description of the circumstances of the incident begins, indicating streets and directions of travel.
- Next, it is indicated who was driving a particular vehicle. This may be the owner or a trustee.
- Damage to other property, if recorded.
- The ability to move the vehicle or the lack of this ability.
- In the comments column, indicate the presence of video recording of the incident.
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Where to submit the completed form?
When an insured event occurs, drivers have to contact insurers with a ready-made package of documentation - this must be done by law within the next five days. It is important to have with you all the certificates from the traffic police and the notice filled out in accordance with all the rules. Everyone turns to their own insurance company.
If the insurance company has already been liquidated or does not work for other reasons, the victim applies to the insurance company responsible for the accident. If payments are refused, you must ask for a written refusal, and with it go to the RSA (Russian Union of Auto Insurers).
The main thing is to do all this within five working days. If there are no valid reasons, the policyholder will need to prepare a set of insurance documents. If the deadlines are violated, the company refuses to pay compensation - there are legal grounds for this.
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What to do without notification?
Disassembly after an accident
There can be many reasons for the absence of a completed notification of an accident according to the sample. For example, sometimes it’s a matter of simply not having a form or being physically injured by the driver. In this case, you need to understand the rules for filling out the document by one motorist.
The document must be completed in any case. If this cannot be done at the scene of the accident, it will have to be filled out later. When a notice is filled out by one of the drivers, certain data will have to be restored:
- make, model and license plate number of the second participant’s car;
- information about road accidents;
- contacts of eyewitnesses and witnesses.
Those present will help you draw up a European protocol according to all the rules. If the second driver refuses to fill out the notice and does not plead guilty, he should know that in the absence of payments under compulsory motor liability insurance, the victim will go to court and seek compensation from the person responsible for the accident.
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We’ve almost figured out how to fill out a notification about an accident, having a sample form. It remains to consider a few popular questions that will help you avoid trouble and do everything according to the rules.
Based on the information from the accident report, it is impossible to establish the driver’s fault. The document must be drawn up jointly by both participants in the incident, but it is submitted by the injured party. Traffic police officers determine guilt after an examination.
Filling out the document
The notice must always be filled out, regardless of the circumstances of the incident, the presence/absence of the inspector at the scene of the accident, as well as the drawing up of a protocol by him. If there are three or more participants, each is required to draw up a notice. On the back side additional information about other drivers and vehicles involved in the accident is indicated.
If you collide with a stationary object, you do not need to fill out a notice. In this situation, it is impossible to receive payment under OSAGO. Under CASCO, compensation is allowed after damage analysis. You will have to call a traffic police inspector if you decide to request compensation for voluntary car insurance.
The second driver has the right to refuse to sign the European protocol. In this case, you need to enlist the support of eyewitnesses who are ready to confirm the correctness of the information. The absence of the second driver’s signature does not affect insurance payments, however, the company may refuse the client if there is no confirmed information from the notice.
We recommend that drivers write down the contact information of eyewitnesses who will assist in court or if insurers refuse to compensate for property damage. You don’t have to sign the back of the document, but have every right to fill it out at home after the incident in a calm and comfortable environment.
Compensation is paid for damage received and only if the accident complies with permissible insured events. Notification of an accident is an important document that insurers need to reimburse compensation under compulsory motor liability insurance. The forms must be filled out correctly, providing accurate information. If there are errors, the insurance company will refuse to pay.
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When should inspectors be called?
Not all drivers involved in an accident agree with each other in assessing the damage and, in general, the circumstances of the incident. In this case, it will not be possible to fill out the notification form, since the data will vary and controversial issues will have to be resolved in court, and this is long and tedious. You can eliminate all discrepancies by calling a traffic inspector, who will draw up a report.
There are different situations. Sometimes one of the drivers tries to mislead the inspector, so carefully check all documents and statements. In general, there are various conditions that interfere with the normal preparation of a notice - weather conditions, stress, emotions, etc.
Video: How to correctly fill out a notification of an accident
Video: Filling out the European protocol in case of an accident
Video: 12. How to register an accident according to the European protocol?
Video: Lawyer about new changes. Road accident without traffic police. General tips. How to fill out an accident report
Source: http://Driving24.ru/kak-zapolnit-izveshhenie-posle-dtp/
Sample of filling out a notification of an accident under compulsory motor liability insurance for drivers
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What to do if your car is damaged during evacuation It would seem that what could be more unpleasant than towing a car? In fact, drivers often encounter other negative aspects of this process. Sometimes when...
Article 6 of the MTPL Law lists cases when an insurance company can legally refuse to pay insurance compensation. However, this does not prevent insurers from inventing other...
The culprit of an accident is not the owner of the car; who should be sued? Today, there are frequent cases when accidents occur due to the fault of drivers who are driving a vehicle that does not belong to them. And then it arises...
What if after an accident the insurance company demands compensation for damage? It is now very common for situations when, after some time, the insurance company issues an invoice for the nth amount of money to the person responsible for the accident. This is connected with...
Insurers often refuse to pay the required insurance, citing the results of their traceability examinations. The result of such an examination, as a rule, is the conclusion that the car was damaged not as a result of a situation...
Now everyone knows that it is necessary to insure their liability in order to legally drive a car and in the event of an accident on the road to receive compensation for damage to health or the vehicle, or...
Taking out a compulsory motor liability insurance policy is not a guarantee that the insurance company will pay the costs as a result of an accident. Let's look at the abbreviation OSAGO. For many, it has already become a household name. OSAGO - Compulsory Motor Vehicle Insurance...
What to do if you get into an accident without compulsory motor liability insurance. The procedure for collecting damages from the culprit in pre-trial and judicial proceedings. A compulsory car insurance policy is, among other things, a guarantee of receiving compensation for received...
Not long ago, the rules for receiving and the amount of insurance payments under compulsory motor liability insurance for compensation for health damage changed. The new rules for calculating insurance compensation have been simplified, and now both the policyholder and the victim can...
Application form to an insurance company for compensation of damages under MTPL Example of an “Application for Insurance Payment” submitted to the Insurer along with a full set of documents (according to the inventory), if the documents to the insurance company are before ...
To register a minor accident without calling traffic cops, drivers need to fill out the “Notification of an Accident” form. Insurers claim that motorists do not take advantage of the simplified accident registration process because they do not know how to fill out the paperwork. "Gazeta.Ru" ...
One of the most important rules on the road is to be careful. Harm to you and your car can be caused not only by other road users, but also by a broken road. A road surface that does not meet the standard is very...
Today, almost everyone who is involved in an accident is insured under a motor vehicle liability contract. And it would seem that he should feel protected at this moment, but in practice many mistakes are made or pop up...
Who should you sue in case of an accident, the owner or the driver? Home » Road accident » Compensation for damage from road accidents » Who to sue in case of an accident, the owner or...
Repairs under compulsory motor liability insurance instead of payments - current realities and a new bill At the end of 2017, more than 17 billion rubles of loss in premiums fell on the segment of the so-called non-life insurance. According to information...
Source: http://sibloma.ru/avtoyurist/obrazec-zapolneniya-izveshheniya-o-dtp-po-osago-dlya-voditelej